The Hunt Is On

Because of the warm weather that has finally began to make an appearance, I have been looking for a swimsuit in the hopes that swimming will actually be a doable thing in Michigan this year.
I have hunted far and wide (or at least as far as the local walmart and TJ Maxx) for one and here are my findings.
Finding 1- It is impossible to find a modest one piece that doesn’t a. look hideously ugly b. come only in plus sizes c. isn’t $50.00.
All suits in my size that are decent looking and a good price just happen to be two pieces. Does everyone who isn't plus size want a two piece but me? I doubt that. Does everyone think it’s okay to pay over $20 for a scrap of material that you can only wear half the year? (Unless you are in MI and then its only 2 months of the year.) I doubt that too.
Finding 2- Hunting for a swimsuit is a longer process than I intended and one that I’m ready to give up on out of sheer discouragement and respect for our pocketbook.
Finding 3- I'm really picky.
All I’m looking for is a nice, reasonably priced, modest swimsuit. I’m not suggesting we go back to this

But why can’t we have a modern but modest style that the average person can afford and feel comfortable in that still looks stylish and not like you dropped out of a time warp?
So the question is, where do I compromise? Do I chuck modesty, style or price? None of those sound like something I want to compromise but what's a girl to do?
You know what's going to happen though, I'm going to actually find one that I like that fits all the above criteria and then it won't get warm enough to swim all year. Yep, that's what will happen. Now I realize that true Michiganians will swim in weather that would leave me cold, shaking and slightly blue but I just don't see that as a fun time. I need the temp to be at least 90 so I guess I've got awhile to keep up the search cause 90 prolly won't happen here for awhile.